The Source for Unrivaled Expertise, Integrity, and Truly Exceptional Life Insurance Policies, Analysis, Service and Value. Avoid Getting Scammed, Abused, Fooled or Hoodwinked by a Smooth-talking, Seemingly-helpful, Huckster agent.

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Breadwinners’ Published Articles – Expertise Documented

“State of the Life Insurance Industry: Implications of Industry Trends – a Center for Insurance Policy and Research White Paper, The National Association of Insurance Commissioners (NAIC), April 2013. Listed as co-author, wrote section “The Importance of Life Insurance Policy Disclosure.”

“Bringing Real Clarity of Cash-Value Life Insurance to the Marketplace,” Journal of Financial Planning, September 2012.

“Fixing the Life Insurance Marketplace,” National Underwriter, March 2012.

“Elizabeth Warren: We, too, May Need You!” National Underwriter, October 24, 2011.

“The Disclosure Solution to the Problems Consumers Face in the Life Insurance Marketplace,” The American Council on Consumer Interests in its 2011 Consumer Interest Annual, August 2011.

“What Would You Think?” [an article about a widespread deceptive annuity sales presentation] National Underwriter, June 2011.
“What If Life Insurance Were Bought?” (second in a series) National Underwriter, December 2010.

“What If Life Insurance Were Bought? (first in a series) Best’s Review, Best’s Review, Life/Health Insurance Edition, April 2009.

“New Perspectives on Age-Old Controversies About Buying Whole Life or Term and Investing the Difference,” Journal of Insurance Regulation, Volume 21, Issue 2, Winter 2002.

“Outdated Premium Tax Must Go,” Best’s Review, Life/Health Insurance Edition, December 1999.

“Banks Can Win by Making Insurance Consumer-Friendly,” American Banker, April 17, 1996.

“Participating Policyholder Rights,” Best’s Review, Life/Health Insurance Edition, December 1995

“A Way to Compare Apples to Oranges,” Best’s Review, Life/Health Insurance Edition, February 1995.

“The Life Industry’s Policy of Confusion,” Best’s Review, Life/Health Insurance Edition, June 1994.


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Breadwinners' Insurance
Brian Fechtel, CFA, Agent


2975 Westchester Avenue, Suite 410
Purchase, New York. 10577

Additional Office
1 Chatsworth Avenue #47
Larchmont, NY 10538
Phone: (914) 457-0110
Fax: (815) 346-2516

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